Banking Expert > Credit Card > 0 APR Credit Cards
Take advantage of introductory 0% APR on purchases and balance transfers for up to 12 months. If you are carrying a balance of interest bearing, you might consider transferring the balance to a 0% card introductory offer. Our 0% credit cards category lists a wide range of balance transfer cards, and many also offer cash rebates, discounts, reward points, and high credit limits for qualified applicants.
Save money with 0% Balance Transfer Cards
Get a 0% balance transfer card that charges no interest during the introductory period can boost your finances in several important respects:
No interest credit cards allow you to consolidate high-interest debt. You can use the money card balance transfer 0 for paying the debts of higher interest cards. Some applications of the credit card may also have special offers from low interest rates on balance transfers made with the application.
No interest credit card can give your budget a cash infusion. If you have unusually high costs or need extra cash, a 0 APR credit card can help tide you over until your income to catch up. Many 0 interest credit cards even transfer money directly into your bank account or send a check.
No interest credit cards can help make purchases before. A 0 April credit card gives you the option of making large purchases earlier than otherwise might. 0 April Many credit cards also offer low interest, cash back, rewards or frequent flyer miles.
Getting the Most from 0% Balance Transfer Cards
For all balance transfer cards, the introductory rate of 0% will expire after a designated period. Many credit card convenience check account such as balance transfers, but the money can go into your checking account instead of paying another credit card. Save money with 0% Balance Transfer Cards
Credit cards with low introductory rates on balance transfers or purchases offer many advantages. Interest rates Consolidate Debt: Using money from 0% or low balance transfer interest to pay off debts with higher interest rates. If you pay the balance off in full before the introductory rate expires, these cards offer many benefits.
Assessing 0% Balance Transfer Offers
0% balance transfer offers, and cousins of 0% on purchase offers are good ways to help you catch up with their debt. First, I recommend checking what the APR on the balance will be after the balance transfer offer. Second, check the rate on balance transfer. A small charge for balance transfer rates double digit interest payments on your other card, but do not want to be a surprise. Then check for an annual fee. All properties listed on this page are owned by large companies (Citi, Chase, Discover) but sometimes a smaller organization with a weak reputation tack on hidden charges or change the terms to you.
The following is a list of popular credit cards are offering 0% balance transfers, and is a resource for people seeking the transfer of higher debt interest rate to 0% APY card or borrow money at low prices for what objectives they are seeking to achieve. I’ve compiled a list of credit cards with 0% interest offers on balance transfers (some offer this type of promotion for purchases too) and will post the list below.
- Citi Platinum Select Card – 0% APR on balance transfers and purchases for up to 9 months, no annual fee
- Discover Platinum American Flag Card – 0% balance transfer offers, the card also offers 5% cash back bonus reward in categories that change every quarter. They’ve gone to things like gas, clothing, restaurants, hotels, etc. No annual fee.
- Discover Platinum Clear Card – 0% balance transfer offers, the card also offers 5% cash back bonus reward in categories, like most regular Discover card, plus a cash bonus 5-20% back into the stores through the Discover website. No annual fee.
- Discover Platinum Card Sea Life Collection – 0% balance transfer offers, the card also offers a cash back bonus reward in categories, like the Discover more regular. No annual fee.
- Discover Platinum Wildlife Card – 0% balance transfer offers on this card also offers a cash back bonus reward in categories, like the Discover more regular. No annual fee.
- Discover Miles Card – 0% balance transfer offers, the card also offers miles to 1 mile for every dollar spent, including the promotion of 12,000 miles. For each month that you make a purchase, you will award 1,000 miles (12 months). No annual fee.
- Discover Monogram Card – 0% balance transfer and 0% purchase offer, no annual fee.
- Escape by Discover Card – 0% balance transfer and 0% purchases offer 25,000 bonus miles accumulated to 1,000 miles per month when you make a purchase in that month.
- Chase Card Slate -0% APR on purchases for 12 billing cycles
- Chase Freedom Card -0% APR on purchases for 12 billing cycles, $ 50 cash back after your first purchase, then 3% cash back on rotation and cash level of 1% back on everything else.