Banking Expert > Credit Card > Aspen Credit Card

Aspen Credit CardThe Aspen Visa Card is designed for people with poor credit. This is an unsecured credit card issued by CompuCredit. Like most subprime cards, this card comes loaded with high fees. We do not recommend this, but offer an alternative at the end of our review.

Like most sub-prime cards, the Aspen credit card payments various fees. You must pay an account opening fee of $ 29.00. The annual fee is a whopping $ 150.00. There is also a monthly maintenance fee of $ 6.50, which equals $ 78.00 per year. The APR is prime rate plus 19.5% (miss a payment and it goes up to 25.75%). The grace period is at least 25 days (longer than the usual 20 days given by most issuers of cards). The average daily balance method (including new purchases) is used to calculate the monthly balance.

The Aspen Credit Card is loaded with ridiculously high prices and high in April, in fact, CompuCredit was actually applied by the FTC and agreed to a settlement for misleading marketing. When you are looking to build your credit, we suggest you a credit card instead.

If you have reached 500 plus credit score, you’re much better off getting a secured credit card, not only because it is cheaper (i.e. lower costs and tariffs), but also because you could have a much better credit utilization ratio will improve your credit score is much faster.

Aspen Credit Card is now shipping the alternative credit card offers. We offer 3 great credit card offers. Even you have bad credit.

Tribute Gold MasterCard

  • Bad credit score! Click To Get The Card!
  • The card issuer reports to the 3 major credit bureaus Experian, Equifax and Trans Union so it is perfect for rebuilding credit
  • You can also free 24 / 7 online account

Continental Finance Gold MasterCard

  • Rates as low as 9.75% in April
  • guarantee MasterCard accepted at millions of locations worldwide
  • Monthly reporting to the Major Credit Bureaus

Continental Finance MasterCard Classic Blue

  • Get Your Application Results in Seconds
  • guarantee MasterCard accepted Millions Global Locations
  • Monthly reporting to the Major Credit Bureaus

Aspen Credit Card Apply

The map is only available to you if you name the geographical locations. If you live outside the U.S. please do not apply. If you live in Iowa, New York, Wisconsin, Puerto Rico or other U.S. territories mentioned you are also blacklisted and would not qualify for a credit card Aspen.

If you try to rebuild your credit, then the Aspen credit card would be useful for you. The card is unsecured, but there are various fees that this card is very expensive to maintain.

The fees associated with the Aspen credit card are as follows:

  • $ 20 must be paid before you can access and use of the card
  • Annual fee of $ 150 per year
  • One time account opening fee of $ 29
  • Monthly maintenance fee of $ 6.50
  • Late or more limiting compensation of $ 35 per

It seems as if these costs are part of your credit limit and the average limit given by Aspen is $ 300. I could not find any information to indicate whether the Aspen credit card reports to the three major credit bureaus, because it would be helpful if you have a good payment profile to rebuild your credit to show. On the positive side would you be able to use your new card in the Plus ® and Honor ® networks or where the MasterCard ® logo is displayed.

Looking at the available information on the Aspen credit card, there is not much to go in terms of explaining the benefits of owning the card. It would have been useful to know how it can help rebuild credit and how much credit would actually be available after all expenses are deducted from the account.

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