Banking Expert > Credit Card > Orchard Bank Secured Credit Card
This is the most popular and easy to get credit cards. Orchard Bank MasterCard has secured a low $ 200 minimum deposit caps and all processing costs capped at $ 49. Orchard Bank MasterCard also gives you a choice of payment due dates. Thus, paying your bill on time much easier – for example next day after one day sounds much better than paying for one day for many. You can also book reservations or purchases and manage your account 365/24/7. Other benefits to all 3 credit reporting agencies, earn interest on your deposit and zero-liability fraud protection.
An excellent card to establish credit or rebuild credit, the Orchard Bank MasterCard secure with a low variable purchase APR of 7.90%, and the first years annual fee of $ 35 is lifted.
Other APRs important that you really do not want to see applied to your account, cash advance variable APR is 21.90% and standard variable APR of 29.49%. Not too late to help you, and then register online, set up e-mail alerts to remind you of the payment due date several days in advance. Once finished, print and mail your application with the deposit. The other major contribution is the foreign transaction fee, which is 3% of the U.S. dollar amount on transactions in foreign currency.
While the deposit is equal to your credit limit, this money will not be used to require you to make minimum monthly payments. This is for security. You have to use other means of monthly payments. We have on many mortgage credit cards here and this question pops up regularly. Earlier, Bank of America Visa secure. Ask here Orchard Bank credit card.
Orchard Bank MasterCard Secured
The Orchard Bank Secured MasterCard is an excellent card for establishing or restoring credit in your name. It comes with a low 7.90% variable purchase in APR, and the annual cost in the first years will be removed. You’ll enjoy all the advantages of a built-covered card, but only you know it’s secure. Simply print and mail your application with your $ 200 minimum deposit to your card. As a Cardholder, you will enjoy:
- The ability to make online purchases or reservations, and access to manage your account 24 / 7.
- E-mail or SMS alerts to remind you of your available balance and the upcoming expiration date when you register online.
- Acceptance at millions of locations worldwide.
- Free standard Online Bill Pay, no matter how often you use it.
- 100% Fraud Liability Protection automatically and to bring your personal customized spending alerts.
Get Orchard Bank Secured Credit Card
Orchard Bank MasterCard Secured goal is to provide you the card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions will be disclosed before your application is processed.
Specific Rates and Fees for Unsecured Credit Cards
The standard variable purchase will apply to purchases in April, currently 14.90%. Your APRs may increase to the standard in April as your default because you A) not a payment at maturity or B) exceed your credit limit to make. Effective February 17, 2010, the standard April to April and called Penalty your APRs may increase the fine in April if you fail to make a minimum payment due to us. The annual fee is between $ 39 and $ 79, and the processing Fee is between $ 0 and $ 49, depending on your creditworthiness.
Rates and Fees Specifically for Secured Credit Cards
The variable is customary 7.9% in April. An annual fee of $ 35 applies and the first years will be removed. The Processing Fee is $ 0. Minimum $ 200 deposit required.
Rates and Fees for All Secured and Unsecured Credit Cards
The variable Cash APR 20.90%. The variable Default APR is 29.49%. Unless otherwise stated, a Cash Advance Fee of 5% (minimum $ 5) applies to transfers, balance checks including credit card, if available, and cash advances. Minimum Finance Charge is $ 1. The Foreign Transaction is 3% of the U.S. dollar amount on transactions in foreign currency.
Please note that we are entitled to your APRs, costs change, and other conditions at any time for any reason in accordance with the Cardmember Agreement and applicable law. See the notes in the online application process.
Certain optional products and services you select, such as Rush Delivery (if available), a negative effect on your assigned credit line. If you select Rush Delivery, a fee applies.