Banking Expert > Credit Card > Orchard Bank Visa
Get credit cards and Prepaid Debit Cards, some are fee based for people with Bad Credit or less than perfect credit. Choose a credit card that will help build, rebuild or repair your credit history. Make minimum payments on time with all your creditors and maintain your balances below the credit limit is the key to changing your financial future. Choose from both secured and unsecured credit card offers.
Orchard Bank Platinum Visa
Visa offer is issued by HSBC Bank. This card is designed for consumers, or personal use with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR may vary among applicants, but the lowest standard in APR was 13.99%.
There is a balance transfer offer in APR as low as 0.00% 9 months. APR is the lowest available variable, which means that the rate can change as U.S. prime rates fluctuate. The standard rate is currently listed as 13.99%. You can also find how to calculate your program’s requirements in APR. So you may be instructed to add 5.4% to U.S. prime rate.
Based on the FICO score recommendation, the issuer may expect applicants have problems with their credit history had, or working on building their credit reputation. A FICO credit score of 577 is recommended for a higher chance of approval for the Orchard Bank Platinum Visa, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the Orchard Bank Platinum Visa is at least 25 days. So interest charges will not be applied during those days. This card is designed for consumers, or personal use.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
There were 2 people who reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 0% of these candidates were approved. There are no approvals in our internal system that we can calculate for this card.
Great news for applicants who do not want to wait on a application status. This card offers can give instant approval decisions. Remember, this is not true in all cases, where application information may not be complete, questionable or for other reasons. When applying online, the system will normally show your approval status shortly after submitting your application. Credit cards usually 1 or 2 weeks to arrive after your application is approved.
The Orchard Bank Visa Platinum card is a great credit for the construction or renovation. We offer benefits card that you manage your account simply as a payment due date you choose, online account access 24 / 7 and even text or e-mail alerts to notify you before any payment due.
Orchard Bank Platinum Visa Rewards and Benefits:
- Select the many Visa Card Designs
- Choose your own maturity to adjust your schedule
- Manage your account your way online 24 / 7
- Create e-mail and SMS messages to notify you when your payment is due
- Rates shown are for Platinum. Gold and secured cards are also available.
Get unlimited money back with no spending restrictions and no annual fee with the HSBC Platinum Cash Back Rewards with MasterCard.
- A full 1% cash back earn on each card purchase you make with your card, wherever you.
- Enjoy a 0% Introductory APR on card purchases and balance transfers for 6 months.
- Take advantage of Platinum benefits like unlimited purchase protection, extended warranties and rental car insurance.
EcoSmart HSBC MasterCard with Plus Rewards
The EcoSmart HSBC MasterCard with Plus Rewards gives you 1 point for every dollar you spend with your card. Donate your earnings to environmentally friendly charities, or redeem them for eco-merchandise, cash back, flights, and free nights at participating hotels, or gift cards.
- Earn 1 point for every dollar you spend with your card wherever you shop.
- Redeem your points for eco-friendly rewards, cash back, airline tickets, hotel stays, car rentals, merchandise, gift cards and more.
- Plus, get a 0% Introductory APR for 6 months on purchases and balance transfers!